Credit Risk Manager

Vedi l’offerta su Go Lavoro: golavoro.it/annuncio-lavoro/78b91s

We are looking for a highly analytical and experienced La preghiamo di leggere attentamente i seguenti dettagli prima di inviare la sua candidatura. Credit Risk Manager . The ideal candidate will have extensive experience in the consumer credit sector, with a strong focus on underwriting both retail and corporate portfolios. You will be responsible for evaluating creditworthiness, managing risk provisions, and ensuring full compliance with regulatory reporting standards. Position Responsibilities: Credit Underwriting : Perform comprehensive credit analysis and decision-making for both Retail and Corporate applicants, ensuring alignment with the company's risk appetite. IFRS 9 Stage Management : Oversee the Credit Reclassification process, ensuring assets are accurately categorized into Stages according to international accounting standards and Default Definition. Regulatory Reporting : Lead the preparation of reports regarding asset quality, stage migration, and "Non-Performing Exposure" (NPE) ratios for regulatory authorities. Reporting :



delivering regular reports to the top management on risk exposure and the adequacy of the bad debt reserve. Portfolio Monitoring : Analyze consumer credit trends and performance indicators to identify early warning signs of credit deterioration. Policy Development : Contribute to the refinement of credit policies and scoring models to optimize the balance between growth and risk. Required Skills & Experience Proven Experience : Minimum 5+ years in Credit Risk with specific expertise in IFRS 9 impairment frameworks. Technical Knowledge : Deep understanding of Credit Risk triggers and the qualitative/quantitative criteria for credit reclassification. Regulatory Expertise : Familiarity with EBA (European Banking Authority) guidelines on management of non-performing and forborne exposures. Analytical Background : Ability to interpret PD (Probability of Default), LGD (Loss Given Default), and EAD (Exposure at Default) models across dif

Vedi l’offerta su Go Lavoro: golavoro.it/annuncio-lavoro/78b91s