Credit Risk Analyst

Vedi l’offerta su Go Lavoro: golavoro.it/annuncio-lavoro/78hiuf

ppAt Scalapay, we're shaping a bculture /b with high standards, independent and critical thought, binnovation, ownership, and continuous learning /b. We operate in a bfast-moving, tech-driven environment /b, and we're looking for people who bthrive in change, think boldly, and take initiative /b. /p pIf you're ready to bput your potential to the test /b in a hiring process designed to spotlight exceptional talent, this is your chance to stand out and grow bwith one of Europe's most ambitious fintech teams /b. /p p#MakeItHappen #PlayAsATeam #StayCurious #FocusOnCustomer. /p h3bThe Mission /b /h3 pWe are looking for a motivated and curious bCredit Risk Analyst /b to join our Credit Risk team and help protect Scalapay, its customers and merchants from credit risk. In this role, you'll play a key part in monitoring and improving the quality of our credit portfolio, identifying risk patterns, and contributing to strategies that reduce credit losses while maintaining a seamless customer experience. You'll work closely with Data Scientists, Product Managers, Engineers, and Fraud specialists, with real exposure to decision‑making and measurable impact on the product. /p h3bWhat You'll Do /b /h3 ul liMonitor and analyze the credit portfolio through bdata‑driven studies, statistical analyses, and reporting /b. /li liTrack portfolio performance and trends across bcustomers and merchants /b, contributing to forecasting and risk insights. /li liOversee and enhance bapplication processing and credit scoring processes /b, monitored internally at high frequency and developed in collaboration with specialized external providers. /li liLeverage bCredit Bureau (SIC) data and indicators /b to support credit decisions and portfolio monitoring. /li liCollaborate with the bFraud Management team /b to detect and prevent emerging fraud patterns and anomalies across the credit lifecycle. /li liContribute to the evolution of credit risk strategies in a fast‑growing BNPL environment. /li /ul h3bWho We're Looking For:



/b /h3 h3bMust Have /b /h3 ul liA bachelor's degree in bMathematics, Statistics, Economics /b, or a related quantitative field. /li liHands‑on experience with bcredit scoring models, tools, and methodologies /b. /li liStrong proficiency in bSQL /b for data extraction and analysis. /li liExperience or working knowledge of bAWS‑based tools /b (e.g. SageMaker, Feast (open source of Tecton), Amazon QuickSight). /li liA solid understanding of bcredit risk management /b in financial services, payments, or e‑commerce. /li liStrong analytical and problem‑solving skills, with attention to detail. /li liAbility to work effectively in a bfast‑paced, cross‑functional environment /b. /li liStrong written and verbal communication skills in bEnglish /b. /li /ul h3bNice to Have /b /h3 ul liExperience with bPython, SAS, R /b, or similar tools for data analysis. /li liPrevious exposure to bconsumer credit markets /b, particularly in credit risk or application processing. /li /ul h3bWhy you should join Scalapay: /b /h3 ul liA high‑impact role in a leading BNPL fintech, where your work directly influences product performance. /li liExposure to the entire credit lifecycle, from application to portfolio monitoring. /li liDaily collaboration with highly skilled, cross‑functional teams. /li liOpportunities for professional growth, ownership, and technical development in a dynamic environment. /li /ul h3bRecruitment Process: /b /h3 ol liAn initial chat with our Talent Team /li liThe first interview with the Hiring Manager to dive deep into your experiences and better understand your motivation /li liInterview with our Chief Risk Officer /li liA case study to test your attitude and hard skills /li liA final chat with Simone, our CEO /li /ol pWant to learn more? Don't hesitate to explore our Careers website, our LinkedIn and Glassdoor pages. /p h3bPro tip: /b /h3 pSend your CV in English. /p h3bSuper Pro tip: /b /h3 pWe know that application processes can be scary and frustrating but... we look for talent, not people that tick all our boxes. /p /p #J-18808-Ljbffr

Vedi l’offerta su Go Lavoro: golavoro.it/annuncio-lavoro/78hiuf