SENIOR CREDIT RISK ANALYST

04 ago - Romano di Lombardia
Tailor&Fox

SENIOR CREDIT RISK ANALYST
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The Credit Risk Analyst will play a key role in evaluating credit risk requests for leasing/loan by customers/dealers/vendors and you will directly report to the Credit Risk Officer.

Main responsibilities:

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- Perform credit evaluation and risk analysis based on verification of reliability of information, analysis and spreading of financial statements/economic figures, assessment of customer's creditworthiness and its ability to repay loan, calculation of obligor rating, analysis of transaction’s structure and asset and of possible guarantees / guarantors.

- Prepare detailed credit report in English and recommendation based on credit risk analysis to be submitted to the relevant decision‑making bodies.

- Collaborate with operations and business lines teams, their dealers/vendors in an international context.





- Contribute to the development of credit policies and local credit risk management rules.

- Collaborate with collection department in the monitoring of delinquency customers.

Requirements:

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- Bachelor’s degree in Economic / Finance or a related field.

- At least 5 years of experience as credit risk analyst in the leasing/bank industry or in similar role with demonstrate experience at reading and analyzing independently corporate financial statements and associated risk assessment.

- Good level of written and spoken English is mandatory.

- Knowledge of key credit risk management systems and processes.

- Good knowledge of MS Excel.

- Ability to multitask and appropriately prioritize workload.

- Adherence to processes, focus on details, strong analytical skills.

- Proactive, dynamic with ability to build positive relationships within the team. xysqume

Workplace

Milan.

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