Credit Analyst
Pubblicato il 05-08-2026 - North Sails Apparel in Pavia
Department: Finance
Reports To: Accounting and Reporting Manager
Scope of the Role
The Credit Analyst supports the Credit Collection function by monitoring customer credit exposure, analyzing outstanding receivables, and contributing to the effective management of credit risk. The role plays an important part in ensuring accurate credit information, supporting cash collection activities, and maintaining healthy customer accounts while complying with company policies.
Job Description
We are seeking a motivated and analytical Credit Analyst to join our Finance team. This is an excellent opportunity for a junior finance professional to develop expertise in credit management within an international environment. Working closely with the Credit Collection Coordinator, Sales, Customer Service and Finance, the successful candidate will support credit monitoring, reporting and collection activities while contributing to the continuous improvement of the Order-to-Cash process.
Key Responsibilities
- Support the monitoring of customer accounts and outstanding receivables.
- Prepare and maintain customer aging reports and collection dashboards.
- Analyze customer payment behavior and identify overdue accounts requiring follow-up.
- Assist the Credit Collection Coordinator in collection activities and customer communications.
- Support the reconciliation of customer accounts and the allocation of incoming payments.
- Collaborate with Sales and Customer Service to investigate payment discrepancies and customer disputes.
- Monitor customer credit limits and report potential credit risks.
- Maintain accurate customer master data and ensure data integrity within the ERP system.
- Support month-end closing activities related to Accounts Receivable.
- Prepare reports and analyses to support credit management decisions.
- Contribute to the continuous improvement of credit control processes and internal procedures.
- Ensure compliance with company policies and accounting standards.
Key Competencies
- Strong analytical and numerical skills.
- Attention to detail and accuracy.
- Good problem-solving capabilities.
- Excellent planning and organizational skills.
- Ability to manage priorities and meet deadlines.
- Collaborative mindset with strong interpersonal and communication skills.
- Willingness to learn and continuously develop.
- Integrity, reliability and customer-oriented attitude.
Qualifications
- Degree in Accounting, Finance, Business Administration or a related discipline.
- 1–3 years of experience in Credit Control, Accounts Receivable or Finance is preferred.
- Basic understanding of accounting principles and Order-to-Cash processes.
- Good knowledge of Microsoft Excel and ERP systems.
- Good command of English, both written and spoken.
What We Offer
- The opportunity to join an international and dynamic company with a strong entrepreneurial spirit.
- A collaborative and supportive work environment where teamwork and continuous improvement are valued.
- The chance to learn and grow within an international Finance organization.
- Exposure to cross-functional projects and business processes.
- A culture that encourages ownership, accountability and continuous learning.
- Salary Range: €30.000 - €35.000
North Sails Apparel is an equal opportunity employer. We value and welcome applications from people of all gender, religion, gender identity or expression, race, sexual orientation, civil status, national origin, disability, or age.
If you think you meet some of our desired qualifications for this role, but not all of them, we still encourage you to apply.
About North Sails Apparel
EMBRACE THE SPIRIT OF THE OCEAN.
In 1957, North Sails founder Lowell North set out to make the best racing sails the world had ever seen. He succeeded and went on to reshape sailing altogether. Lowell's enduring legacy is the combination of leading-edge technology and high-performance materials, which defined the first apparel collection that launched in 1989. Today, for Performance Apparel the singular goal is to make the best foul weather gear on the planet, while the Lifestyle Collections bring the spirit of the ocean to shore and city. As part of our journey to becoming an Ocean Positive brand, we strive to use environmentally responsible materials that strike the balance between sustainability, functionality, and purpose, so we can plot - and steer - the course to a cleaner, healthier ocean, and preserve it for future generations.