Credit Management Analyst (Milan, Italy, Agrigento)
Pubblicato il 08-09-2026 - Biopharma Careers in Milano
THE POSITIONWe are looking for a Credit Analyst to join our Finance team and support the effective management of customer credit risk within the Order-to-Cash environment.
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Reporting to the Treasury & Credit Manager, the candidate will play a key role in assessing customer creditworthiness, monitoring credit exposure, supporting collection activities, and helping protect the company’s financial position through proactive risk management.
You will work closely with Commercial teams, Finance stakeholders, the Global Business Services Center (GBSC), external credit information providers, credit insurance partners, and legal advisors to ensure the consistent application of credit policies and effective receivables management .
Responsibilities:
- Assess and monitor customer credit risk through the analysis of financial statements, payment behavior, credit reports, and other risk indicators.
- Support the definition, review, and maintenance of customer credit limits.
- Identify potential risks, overdue positions, concentration exposures, and early warning signals using credit assessment tools and external data sources.
- Manage and follow up on overdue receivables, coordinating collection activities and escalating critical cases when necessary.
- Collaborate with Commercial teams, Finance stakeholders, and GBSC on invoicing issues, cash allocation, RIBA issuance, dispute resolution, and customer-related matters.
- Support the calculation, review, and recharge of late-payment interest.
- Prepare and maintain credit risk reports, receivables analyses, collection updates, and KPI dashboards for key stakeholders.
- Manage interactions with external parties, including credit insurance providers, credit agencies, and legal advisors, supporting risk mitigation and recovery activities.
- Ensure compliance with internal credit policies, governance standards,
and process requirements while contributing to continuous improvement initiatives.
Requirements:
- Minimum 2 years of experience in Credit Management, Credit Risk Analysis, Accounts Receivable, or Finance-related roles.
- Fluent Italian and English (B2 or higher), both written and spoken; additional European languages are considered a plus.
- Strong knowledge of creditworthiness assessment, financial statement analysis, credit limit management, customer risk evaluation, collections, dispute management, and KPI reporting.
- Advanced proficiency in Microsoft Excel (Pivot Tables, XLOOKUP, Power Query).
- Experience with Power BI for reporting and dashboard development.
- Knowledge of Power Automate or other workflow automation tools is considered an advantage.
- Experience with SAP ERP (FI-AR module preferred).
- Familiarity with credit information and credit insurance providers such as CRIF, CRIBIS, Dun & Bradstreet, Coface, or Euler Hermes.
- Strong analytical and problem‑solving skills, attention to detail, and ability to manage multiple priorities in a dynamic environment.
- Excellent communication, stakeholder management, and cross‑functional collaboration skills.
- Proactive mindset with a focus on continuous improvement and operational excellence.
What we offer:
- For this position we offer a limited 12 monthscontract.
- The gross annual base salary foreseen for this position ranges from€35.000,00to €38.000,00 , depending on candidate's skills and experience.
- Free access to the company canteenand ticket restaurants when working remotely.
- Awiderange of benefits foryourphysical, financial,socialand mental wellbeing.
- A support to develop your own professional and personalpaths,including our full range of development programs.
- We warmly welcome applications from candidates belonging to protected categories,in accordance withLaw 68/99.
- We foster a workplace built on respect, trust, and empathy, free from discrimination. We are powered by our people, and we believe that our differences are our strengths. xysqume Everyone is valued,respectedand empowered to be themselves.