Retail Credit Analyst

18 set - Balgano
Volkswagen Group Services

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Credit analyst assess and make decisions about customer credit applications using a range of criteria including purpose of application, customer payment history and customer credit-worthiness.

He/She grants the management, the analysis and the credit assessment of the financing requests according to the company’s credit&risk; policy.

He/She grants an high quality of service maintaining an excellent cooperation with the Dealers.

Roles and Duties – core business

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- The credit analyst verifies the data quality of the customer’s information input into the Bank system by the dealer and related to the financing request.
- The credit analyst manages the credit requests assessment, performing checks and verifications on the customers’s position according to the credit and risk policy.
- The credit analyst grants the credit assessment and decision of the financing requests processed according to his/her competence level and of the credit policy.

Competences

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- University Degree
- Knowledge of the bank system and credit bureaus




- He/She knows how to read the income document for private and professionals customer

Personal flairs

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- Ability to perform in stressfull situation
- Relationship and comunication skills
- Problem solving
- Negotiation
- Target oriented

Job ID: 30456

Company: VOLKSWAGEN BANK GMBH

Location: Milan, Milan, IT

Department: Financial Services and Insurances

Working Model: Full-time

Contract Type: Fixed-term

Remote Working: According to company policy

Posting Date: Sep 15, 2026

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