Retail Credit Analyst

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Credit analyst assess and make decisions about customer credit applications using a range of criteria including purpose of application, customer payment history and customer credit-worthiness.
He/She grants the management, the analysis and the credit assessment of the financing requests according to the company's credit&risk; policy.
He/She grants an high quality of service maintaining an excellent cooperation with the Dealers.
Roles and Duties – core business
The credit analyst verifies the data quality of the customer's information input into the Bank system by the dealer and related to the financing request.
The credit analyst manages the credit requests assessment, performing checks and verifications on the customers's position according to the credit and risk policy.
The credit analyst grants the credit assessment and decision of the financing requests processed according to his/her competence level and of the credit policy.
Competences
University Degree
Knowledge of the bank system and credit bureaus
He/She knows how to read the income document for private and professionals customer




Personal flairs
Ability to perform in stressfull situation
Relationship and comunication skills
Problem solving
Negotiation
Target oriented
Job ID: *****
Company: VOLKSWAGEN BANK GMBH
Location: Milan, Milan, IT
Department: Financial Services and Insurances
Working Model: Full-time
Contract Type: Fixed-term
Remote Working: According to company policy
Posting Date: Sep 15, ****
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Vedi l’offerta su Go Lavoro: golavoro.it/annuncio-lavoro/7yjj7x