Commercial Loan Officer III
Pubblicato il 29-09-2026 - CEN in Napoli
Naples
3021 Airport Pulling Rd N
Naples, FL 34105, USA
Naples
3021 Airport Pulling Rd N
Naples, FL 34105, USA
The Commercial Loan Officer III is responsible for extending credit within the policies and guidelines set forth in the loan policy and ensuring that all loan decisions, actions, and recommendations are based on an accurate and thorough understanding of each customer's financial needs and conditions and comply with all laws, regulations, and bank policy. This position must properly administer the creditworthiness and documentation of all loans and/or borrowing relationships originated or assigned to the officer. Further, it is the officer's responsibility to maintain current credit files and proper note and collateral security documents.
In addition, each officer shall be responsible for:
- A. Assigning the proper credit rating to loans as defined in this policy at origination and as conditions may change with the normal credit monitoring process.
It is expected that officers should be the first to recognize and report deterioration in the credit quality of a loan or borrowing relationship. Early identification of problem loans is extremely important to minimize losses.
- B. Recommending approval and administering workout programs for problem loans.
- C. Recommending approval and monitoring levels of reserves established for loans serviced by the officer.
- D. Administering the collection process either internally or with bank counsel, complying with all laws and regulations.
- E. Protecting depositors' funds and stockholders' equity.
- F. Generating earnings for the bank and its stockholders.
- G. Promoting and maintaining a favorable image for the bank.
- H. Interviewing loan applicants and making credit decisions.
- I. Responsible for developing new business and managing existing portfolio.
- J. Responsible for collecting past due loans keeping credit and collateral exceptions within policy ranges.
- K. Manages a portfolio of loans and may coordinate c