SME Credit Risk Analyst

Vedi l’offerta su Go Lavoro: golavoro.it/annuncio-lavoro/878muc

pAt Ayvens, progress starts with you. Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move. Ayvens, Società del Gruppo Société Générale, è il recente brand globale della mobilità sostenibile, nato dall’unione di ALD Automotive e LeasePlan. L’azienda è uno dei leader globali nei servizi di noleggio a lungo termine e gestione flotte ed offre servizi di noleggio e soluzioni di mobilità integrata a clienti di ogni dimensione, dalle grandi alle piccole e medie aziende, dai professionisti ai privati e alla PA, verso una mobilità a zero emissioni attraverso innovazione e servizi tecnologici d’avanguardia. In Ayvens le Persone fanno la differenza, in un viaggio in cui siamo guidate/i da 4 principi fondamentali che caratterizzano la nostra Cultura: Collaboration, Commitment, Curiosity, Authenticity. Siamo alla ricerca di nuove risorse desiderose di inserirsi in un contesto multinazionale, strutturato, dinamico e inclusivo. Se sei appassionato/a del settore Automotive, Ayvens sta cercando proprio te! /ppScopo della posizione: Analizzare la posizione economico-finanziaria della controparte al fine di autorizzare linee di credito entro i 100.000€, utilizzando gli strumenti più idonei e nel rispetto delle credit policies nazionali ed internazionali, entro gli SLA condivisi con l’area Sales. /ppTipologia di contratto: contratto a tempo indeterminato /ph3Principali attività: /h3ulliSupportare il team nell’analisi del rischio di credito e la massima esposizione concedibile dei clienti /liliAnalisi dei documenti reddituali delle società di persone e SME /liliAnalisi del Bilancio d’esercizio e degli elementi che lo corredano per le società di capitali /liliValutazione delle informazioni commerciali e credit history raccolte attraverso i data provider utilizaciali /liliValutazione della documentazione reddituale necessaria per procedere con l’analisi del credito /liliCalcolo del rating in assenza del dato prodotto dal sistema di automatic approval /liliAnalizzare le linee di credito, come da griglia Credit Authority (rating e rischio da Credit Bureau) /liliRivalutare – con il responsabile - l’esito inizialmente fornito a fronte di elementi/garanzie aggiuntive /liliAdottare un atteggiamento proattivo nei confronti dei rischi, segnalando anomalie e situazioni a rischio, proponendo azioni di mitigazione, rispettando rigorosamente le politiche di Ayvens /li /ulh3Competenze/conoscenze soft e tecnico-specialistiche: /h3ulliLaurea in materie economiche /liliOttima capacità di analisi, competenza nell’analisi di bilancio,



conoscenza delle tecniche di analisi del credito /liliOttime doti comunicative, precisione, orientamento al risultato e al rispetto delle deadline /liliOttima conoscenza degli strumenti informatici (Pacchetto Office) /liliOttima conoscenza della lingua inglese sia scritta che parlata (almeno livello B2) /li /ulpRetribuzione: RAL (Retribuzione Annua Lorda) = fascia 32.000 - 39.000, determinata su criteri oggettivi e neutri sotto il profilo del genere, al netto di welfare e benefits /ppLa posizione prevede un inquadramento nei livelli B3 - B1 secondo le declaratorie previste dal CCNL Autonoleggio (ANIASA) /ph3Why Ayvens? /h3pWith over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive. At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that’s diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are. Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights. /ph3Why Ayvens? /h3pWith over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services,



fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive. At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that’s diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are. Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights. /ph3Why Ayvens? /h3pWith over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive. At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that’s diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are. Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights. /p #J-18808-Ljbffr

Vedi l’offerta su Go Lavoro: golavoro.it/annuncio-lavoro/878muc