Retail Credit Analyst Jr

04 ott - Milano
Volkswagen

Dati retribuzione

Remuneration: €1.000/Month

Description

Credit analyst assess and make decisions about customer credit applications using a range of criteria including purpose of application, customer payment history and customer credit-worthiness.

He/She grants the management, the analysis and the credit assessment of the financing requests according to the company’s credit&risk; policy.

He/She grants an high quality of service maintaining an excellent cooperation with the Dealers.

Roles and Duties – core business

• The credit analyst verifies the data quality of the customer’s information input into the Bank system by the dealer and related to the financing request.

• The credit analyst manages the credit requests assessment,



performing checks and verifications on the customers’s position according to the credit and risk policy.

• The credit analyst grants the credit assessment and decision of the financing requests processed according to his/her competence level and of the credit policy.

Competences

• University Degree

• Knowledge of the bank system and credit bureaus

• He/She knows how to read the income document for private and professionals customer

Personal flairs

• Attention to details

• Ability to perform in stressfull situation

• Relationship and comunication skills

• Team working

• Problem solving

• Negotiation

• Target oriented

• Decision making capabilities

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