Retail Loan Service Specialist

Vedi l’offerta su Go Lavoro: golavoro.it/annuncio-lavoro/8coj5g

pAt Lake Ridge Bank, we believe exceptional lending experiences depend on strong operational support and attention to detail.
As a bRetail Loan Service Specialist /b, you'll play a key role in servicing mortgage, consumer, and retail loans throughout their entire lifecycle, from origination through payoff.
This position offers a dynamic opportunity to work with loan servicing, escrow administration, secondary market investor reporting, payment processing, and other critical lending functions while making a direct impact on both customer and business success.
If you're passionate about accuracy, compliance, and delivering outstanding service to customers and colleagues, we'd love to have you join our team.
/p ul liReview and process daily loan service reports, mail, tickets, and make corrections and adjustments as necessary.
Advise management of issues, anomalies, etc.
/li liOnboard all loans directly to the Navigator system including, but not limited to mortgage, consumer, retail, and participation loans.
/li liProvide timely and accurate payoff quotes as requested by client /or third-party title insurance companies.
/li liProcess paid notes within expected or required time frames which includes data entry of the transaction, typing of satisfactions or lien releases, and updating all systems appropriately.
/li liProcess loan payments, manage and monitor automatic payment requests.
/li liReconcile mortgage accounts.
/li liPromptly respond to client inquiries and assist in problem solving client issues/needs.
/li liAssist in maintaining and producing procedures for tasks in job description.
/li liReporting and remitting payments, payoffs, etc., to secondary market /li liWork through discrepancies following reporting of data (correct Freddie and FNMA edits and complete ECR's for MPF Xtra and Traditional loans)



/li liPromote and maintain positive relations with all internal and external contacts, clients, and potential clients.
/li liRegularly review and be knowledgeable about bank products and services.
Refer clients to other personnel to assist with cross selling of bank products.
/li /ul h3Escrow Duties /h3 ul liProcess all aspects of the escrow function, to include the following: /li liA.
Work with outside vendors to obtain correct real estate tax and insurance premiums amounts and ensure they are paid timely and accurately.
/li liB.
Review annual escrow analysis notices to ensure accuracy /li liC.
Review system set up to ensure accuracy of payments.
/li liMonitor loans with Private Mortgage Insurance to ensure compliance.
/li liBalance with the Private Mortgage Insurance companies to ensure payment is complete and provide additional information if requested.
/li liProcess Private Mortgage Insurance cancellations in accordance with the secondary market guidelines.
/li liReview and monitor client hazard and flood insurance policies to include updating current insurance information, monitoring reports, paying hazard items from escrow, etc.
/li liTracking and requesting final title policies and recorded documents.
/li /ul h3Other Responsibilities /h3 ul liPerform other tasks which are supportive in nature to the essential functions of the job and department, but which may be altered or redesigned depending upon individual circumstances.
/li liWorks as part of a team to accomplish office/dept goals.
This includes working additional hours as needed and/or taking on additional responsibilities as needed within other rotations.
/li liAssist with various projects as needed and/or perform other duties as assigned or requested.
/li liParticipates in internal/external training as appropriate.
/li liParticipates in community involvement/bank activities as appropriate.
/li liPerform all other duties as assigned or requested.
/li /ul #J-*****-Ljbffr

Vedi l’offerta su Go Lavoro: golavoro.it/annuncio-lavoro/8coj5g