Area Credit Manager

21 ott - Varese
Stryker

Overview As Area Credit Manager, you safeguard cash flow and assets by owning credit and collections decisions for a defined country/area. You act as the local face for Sales and leadership, linking with Risk and the Associate Manager to shape risk strategy and maintain a credit-minded culture. You balance autonomy with policy, handling complex, high-value accounts and critical negotiations. You will work with cross-functional teams to support sales while protecting company liquidity and credit quality. Retribuzione / Benefits
* comprehensive benefits package
* incentive compensation possibilities
* premio and/or commissions where applicable
* base salary with clear pay range Responsabilità
* Act as senior local credit contact for Sales and country leadership; partner with Risk to define area risk strategy
* Approve or decline order releases/holds within delegated limits; escalate only when thresholds are exceeded
* Review and approve credit limits for critical/high-risk customers with proper documentation
* Structure and approve payment plans beyond analyst authority
* Provide input on Bad Debt reserve adequacy in line with policy
* Own and manage a portfolio of strategic, complex customers; lead face-to-face negotiations with senior stakeholders
* Lead resolution of high-value disputes with cross-functional coordination
* Represent I2C to Sales Directors, Country/General Managers,



and senior stakeholders to promote credit mindset
* Identify emerging risk and drive corrective action; support evolution of risk reporting tools
* Mentor local team and share best practices while remaining an individual contributor
* Support and lead insolvency/legal/debt-recovery engagement for critical accounts
* Contribute to portfolio strategy, risk assessment, and resource allocation with Associate Manager and EMEA Credit Manager Requisiti fondamentali
* 10+ years in Credit and Collections with direct experience negotiating complex accounts
* Independent judgment on credit/collections decisions (payments, order release, limits)
* Proven senior-level stakeholder influence with Sales leadership and country executives
* Face-to-face customer interaction experience
* Medtech collections and credit management experience
* Advanced MS Office skills
* Fluent Italian; advanced English
* Experience with collections systems (Oracle, Credit Management tools)
* Bachelor-like degree in related field or equivalent experience
* Strong communication and interpersonal skills
* Ability to work autonomously under pressure
* Cross-functional collaboration
* Negotiation and problem-solving
* Influence and credibility with senior stakeholders
* Oracle; Credit Management tools; MS Office Suite

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