Overview
In this role you support the Group Credit function to manage customer credit risk across portfolios. You will assess creditworthiness, set limits and terms, and handle complex credit cases within policy. You balance commercial needs with risk via delegated decisions and contribute to improving credit processes and reporting. You work with cross-functional teams to align objectives and risk appetite. This position offers impact through strengthening credit governance and data-driven decision-making in a global context.
Responsabilità
Perform in-depth analysis of customer financial statements to evaluate creditworthiness and capacity to support exposure
Assess new customer credit risks and approve credit applications per policies
Define, approve and review credit limits and payment terms aligned with risk profiles and thresholds
Evaluate high-risk or elevated exposure accounts and determine appropriate credit decisions
Approve or reject credit releases based on financial position, payment behavior, and overall risk
Collaborate with Sales and cross-functional teams to balance commercial needs with risk appetite
Support development and enhancement of credit reporting, controls,

and monitoring tools
Contribute to continuous improvement initiatives and data-driven analysis for risk monitoring and efficiency
Ensure compliance with internal procedures and control requirements related to credit management
Requisiti fondamentali
Bachelor's degree in Economics, Finance, Accounting, Business Administration, or related field
Minimum 3 years in Credit Management, Credit Risk, Finance, or related functions
Experience in credit assessment, limit management, exposure monitoring, and credit decision-making
Strong financial statement analysis skills (Balance Sheet, P&L;, Cash Flow)
Experience with SAP HANA/ECC FI-CR; knowledge of HighRadius is a plus
Analytical and problem-solving capabilities with ability to handle complex financial data
Strong communication and negotiation skills with a customer-oriented approach
Proactive, accountable, results-oriented, and capable of working in cross-functional and international environments
Basic level of English
strong communication
negotiation
collaboration
SAP HANA/ECC FI-CR
BI
HighRadius

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