Credit Management
Pubblicato il 25-10-2026 - Ariston Holding in Fabriano
Select how often (in days) to receive an alert:Per una comprensione completa di questa possibilità e dei requisiti per essere un candidato di successo, continui a leggere.Ariston Group is a global leader in sustainable climate and water comfort, listed on Euronext Milan. In 2025 the group reported 2.7 billion-euro revenues, with almost 11,000 employees, direct presence in 41 countries in 5 continents, 32 production sites and 31 research and development centers. The group demonstrates its commitment to sustainability through renewable and high-efficiency solutions, including heating heat pumps, water heating heat pumps, hybrids, domestic ventilation, air handling, electric components, and solar thermal systems, while continuously investing in technological innovation, digitalization, and advanced connectivity solutions. The group operates under global strategic brands Ariston, Wolf and Elco, and brands such as Calorex, NTI, Atag, Domotec, Brink, Chromagen, Racold, as well as Thermowatt and Ecoflam in the components and combustion technologies business.CREDIT MANAGEMENTDepartment: Group Administration&AccountingReports To: Group Credit ControlLocation: Fabriano, ItalyPosition OverviewThe role supports the Group Credit function in managing customer credit risk across assigned portfolios, with a focus on credit assessment, exposure management, and credit decision-making. The position is responsible for assessing customer financial creditworthiness, defining appropriate credit limits and payment terms, and managing complex or non-standard credit situations that require enhanced scrutiny or fall outside routine credit operations.The role makes credit decisions within delegated authority, balancing commercial requirements with credit risk and company policy, and contributes to continuous improvement initiatives aimed at strengthening credit processes, reporting, controls, standardization, automation, and operational efficiency.Job ResponsibilitiesPerform in-depth analysis of customer financial statements, including Balance Sheet,
Profit & Loss and Cash Flow information, to evaluate creditworthiness, financial sustainability and capacity to support the requested exposureAssess new customer credit risks and approve credit applications in line with company credit policiesDefine, approve and periodically review credit limits and payment terms, ensuring alignment with customer risk profiles, business requirements and delegated thresholdsEvaluate complex or higher-risk customer accounts, including elevated exposures and non-standard risk profiles, and determine the appropriate credit decisionApprove or reject credit releases based on customer financial position, payment behaviour, current exposure and overall risk assessmentPartner with Sales and other relevant functions to balance commercial objectives and customer needs with the company’s credit risk appetite and policiesSupport the development and enhancement of credit reporting, controls and monitoring tools to improve visibility of customer exposure and emerging risksContribute to continuous improvement initiatives and data-driven analysis aimed at strengthening credit risk monitoring, decision-making, process standardization and operational efficiencyEnsure compliance with internal procedures, credit policies, delegated authorities and control requirements related to credit management activities.Qualifications & SkillsBachelor's Degree in Economics, Finance, Accounting, Business Administration, or a related fieldMinimum 3 years of experience in Credit Management, Credit Risk, Finance, or related functions within structured organizationsPractical experience in credit assessment, credit-limit management,
exposure monitoring, and credit decision-makingStrong knowledge of financial statement analysis, including Balance Sheet, Profit & Loss, and Cash Flow Statement analysisExperience with SAP HANA/ECC, particularly FI-CR and BI modules; knowledge of HighRadiussolutions is considered a plusStrong analytical and problem-solving skills, with the ability to evaluate complex financial information, identify risks, and make sound credit decisionsStrong communication and negotiation skills, with a customer-oriented approach and the ability to work effectively with commercial and cross-functional stakeholdersProactive, accountable, and results-oriented attitude, with a forward-thinking approach to change, continuous improvement, and executionAbility to work effectively within cross-functional and international environmentsBasic level of English.The compensation package will be determined based on the candidate’s experience, skills and the scope of the role, applying objective and gender-neutral criteria. We believe that transparency and fairness are essential to building trust, fostering inclusion and ensuring equal opportunities for everyone. As a reference, for such position we offer a salary starting from 40.000 € gross per year, depending on the candidate’s experience, skills and the scope of the role. This position is covered by the CCNL Metalmeccanici Industria.We are committed to the principle of equal employment opportunity for all people. We strive to provide a work environment that is accessible, welcoming and inclusive, in full compliance with applicable legal requirements. In line with this commitment, we promote fair, transparent and equitable reward practices. The compensation package will be determined based on the experience, skills and the scope of the role, applying objective and gender-neutral criteria. xysqume We believe that transparency and fairness are essential to building trust, fostering inclusion and ensuring equal opportunities for everyone.#J-18808-Ljbffr