Risk Model Oversight Expert
Pubblicato il 28-10-2026 - ING ITALIA in Italia
pGroup‑level expert role at ING with oversight of regulatory credit risk models, including IRB and IFRS 9. The role covers oversight of model changes, On‑Site Inspections and Internal Model Investigations, with direct interaction with the ECB and external auditors. You will support, advise and challenge senior Risk Management and Model Development teams, exercising independent technical judgement on model risk, methodology and supervisory expectations. /ph3The Team /h3pThe team is ING’s center of expertise for regulatory credit risk models and on‑site inspections, providing Group‑level oversight of credit risk model strategy across global and local IRB and IFRS 9 models. It coordinates local model development activities across ING, ensuring alignment with Group methodological standards and regulatory requirements. /ppThe team leads on‑site inspections and model investigations, supports senior internal stakeholders with deep subject‑matter expertise, and coordinates technical engagement with the ECB and external auditors. /ppYou will join an experienced international team with diverse backgrounds in credit risk modelling and supervision, working collaboratively on complex regulatory and modelling challenges at Group level. /ph3Roles and Responsibilities /h3pSenior content‑driven expert responsible for Group‑level oversight of regulatory credit risk model changes, supporting, advising and challenging senior Risk Management and Model Development teams on IRB and IFRS 9 models, while exercising independent technical judgement on model risk, methodology and supervisory expectations. /ph3Specific Tasks and Responsibilities /h3ulliOversee changes to regulatory credit risk models and rating systems at Group level, acting as both advisor and controller.
/liliPerform advisory and quality‑assurance reviews of IMIs and on‑site inspections, including coordination of supervisory submissions, presentations and QAs. /liliManage senior internal stakeholders across the end‑to‑end credit risk model lifecycle globally, as well as external stakeholders, in particular the ECB and external auditors. /liliRepresent ING in IMIs, on‑site inspections and regulatory discussions related to credit risk models. /li /ulh3Specific Knowledge and Experience /h3ulliBackground: You bring a Master’s degree and 6-12 years of experience in credit risk modelling, supervision or closely related fields. /liliCredit Risk Modelling: You have broad, hands‑on expertise in credit risk modelling, combining strong statistical depth with practical understanding of IRB and IFRS 9 frameworks, policy implications and regulatory context. /liliEnd‑to‑End Perspective: You understand the full regulatory credit risk model lifecycle and are able to identify, assess and manage model risk at Group level. /liliRegulation Policy: You apply capital requirements regulation, credit risk policies and model risk frameworks with sound judgement, translating regulatory requirements into defensible modelling and governance decisions. /liliQuantitative Judgement: You demonstrate strong command of quantitative and statistical concepts relevant to credit risk models, and can critically assess analyses with a clear supervisory and materiality lens.
/liliCommunication: You communicate technical positions clearly and precisely, engage confidently with senior stakeholders and supervisory authorities, and contribute pragmatically to the development of policies and methodologies. /liliFull proficiency in English /li /ulh3Contract offer: /h3pWorking hours: Full time (37 hours per week) /ppApplicable Collective Labour Agreement: National Collective Labour Agreement for employees in the credit sector (NCLA) /ppStarting annual base salary from: 50.000€ /ppVariable remuneration: in line with the applicable remuneration policies (with a target based on the role, outcomes linked to the Group, Business line/function and individual performance) /ppOur compensation approach is built on objective, gender-neutral criteria aligned with the role’s core requirements. That said, we believe talent goes beyond any framework: your total reward package will be tailored to reflect your unique experience, skills, and potential, ensuring we fully recognize the value you bring. /ph3About ING /h3pING offers many opportunities to build a diverse and rewarding career. You will be joining an international innovative digital bank, the first in Italy to adopt a fully flexible lavoro da remoto model, and you will be working in a stimulating environment where you can grow both as an individual and as a professional. /ppOur purpose
- empowering people to stay a step ahead in life and in business
- represents our belief in people’s potential. We don’t judge, coach or to tell people how to live their lives. We empower people and businesses to realize their own vision for a better future. /pp#doyourthing is our brand direction with us each and every day. It is how we articulate our purpose and our promise to make banking fri